Retail, Manufacturing, and Wholesale

Due to low claims history within these industries, carriers have been eager to write this business with lots of bells and whistles to better cover you. Most companies within this group can be fully covered with a quick and easy Business Owners Policy (BOP).

A relatively generic business office is the primary or only premises for numerous types of small service businesses, including, for example, employment, travel, collection, insurance, advertising, florist, office supply,  and other companies as well as for brokerage and consulting firms.

Other service businesses, such as hair salons, Internet service providers or photographers, require a substantial amount of service-specific equipment to provide their service.

Both types of businesses have risks in common. For example, all are at risk of lawsuits claiming that they failed to provide a service as promised or expected.

Where We Win

Auto parts
Barber and Beauty Shop supplies
Floor covering
Hardware and tools
Office supplies
Real Estate
Mercantile / Retail
Financial Offices

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